Bankability®, put into practice.

Know what you have.
Decide with intention.

Record your assets and debts, work through financial scenarios, and learn the principles behind your decisions. AIBE gives that practice a place to live.

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Private by default Try the preview without an account

A realistic blue-duotone couple reviews household finances with a laptop, calculator, and red-edged notebook, isolated on white.
From the American Institute of Bankability ExpertsDiscover the Bankability Mindset™

Bring a question.
Work through the numbers.

Start with cash, debt, business pricing, or a property. Each calculator takes your own inputs.

See all tools

What could my cash cover?

Estimate expense coverage and choose a reserve target.

Cash Reserve Planner

What changes if I pay extra?

Compare debt repayment strategies and monthly payments.

Debt Payoff Planner

What does my business need to sell?

Work out the sales needed to cover your modeled costs.

Business Break-Even & Pricing Planner

How do the property exits compare?

Explore wholetail, retail sale, assignment, and buy and hold.

Pencil Your Deal

Inside your
AIBE workspace.

Your recorded finances, working scenarios, and learning each have their own place.

Open the sample workspace

What you own. What you owe.

Enter holdings, debts, income, and expenses. See totals that reflect your ownership share.

Explore your portfolio
Financial overviewSample portfolio
Estimated net worth$542,000
Asset value$995,000
Liabilities$453,000
Real estateBusinessInvestmentsCash
Oak Street rentalReal estate
$425,000
Cedar HouseReal estate
$340,000
Northline StudioBusiness · 50% share
$90,000
3 of 5 sample holdings · manually entered

Put a number on your reserve.

Try a target below. The Cash Reserve Planner calculates the amount still to set aside.

Reserve targetTry an example
$18,000target reserve$9,000left to set aside

$9,000 cash · $3,000 monthly essentials

Use your own numbers

Simplified previews with sample data. Portfolio totals use the values you enter; saved scenarios are separate from your current position.

A realistic blue-duotone portrait of a man comparing financial scenarios beside a calculator and red notebook.

The numbers are one part of it.

The Bankability Mindset™ asks you to consider the commitment behind a decision: your time, the resources it uses, and what will need your attention later.

The learning library turns ten principles into illustrated readings, comparisons, and reflection prompts. Read at your pace and keep track of your progress.

Explore the learning library Read about the Bankability Mindset™ at AIBE

How this workspace works.

A few useful distinctions before adding your own numbers.

Can I explore before creating an account?

Yes. The platform preview lets you explore an example portfolio, try the four tools, and read the lessons without an account. Create an account to save your own portfolio, analyses, and learning progress.

Will a tool result change my portfolio?

No. Hypothetical scenarios are kept separate from the assets and liabilities you enter in your portfolio. You can explore an idea without changing your current financial picture.

Which tools include PDF reports?

Pencil Your Deal offers PDF reports for completed property analyses. The debt payoff, business break-even, and cash reserve planners support saved scenarios without PDF reports.

Is this financial advice or a certification program?

The platform provides educational tools and learning resources. It does not provide personal financial, investment, legal, or tax advice, and completing a lesson does not award certification. Visit AIBE’s certification information to learn about its separate program.

Give your financial thinking
a place to work.

Start with one holding, one calculation, or one principle.

Create your account Take a look inside
Your portfolio, tools, and learning in one place