Debt Payoff Planner

Compare two repayment approaches and see what extra payments could change.

Sample numbers for illustration. You can edit and calculate here; sign in to save a scenario.

Your debts

Enter fixed minimum payments. Both approaches use the same total monthly budget.

Debt 1
Debt 2

Amounts are in USD. This scenario does not change your portfolio.

Two paths through your debt.

Compare payoff time, interest, and the effect of extra payments.

Enter your numbers or load the labeled sample, then calculate your scenario.